B2B Payables Solutions

Plastiq: A New Way to Make Payments

Looking for an easier way to make payments? Our limitless payment options help companies easily pay vendors using various payment methods like Plastiq or ACH.com. Plastiq gives you the flexibility to pay by credit card – even when your vendors don’t accept them.

How is this possible? Plastiq automatically converts the payment to an ACH deposit. Plastiq then sends your payments to your vendor as a domestic or international wire, same-day ACH transfer, or overnight check. Pay invoices effortlessly using your existing business credit card while we handle vendor payments according to their preferred methods.

What Is B2B Payables Automation?

As businesses grow, so do the demands of managing accounts payable. Traditional methods – think handwritten checks, spreadsheets, manual approvals, and filing cabinets – don’t cut it in a digital-first economy. That’s where B2B payables automation comes in.

B2B payables automation refers to the digitization of the accounts payable process. It replaces slow, manual tasks with software-based workflows that handle everything from invoice capture to payment reconciliation. Instead of chasing signatures, mailing checks, or reconciling payments line by line, businesses can automate these steps with minimal human intervention.

Manual workflows are not only inefficient but also risky. Errors from data entry, late payments due to missed approvals, and time-consuming paper processing can all affect vendor relationships and cash flow. Plus, with an increasing number of remote or hybrid teams, paper-based AP simply isn’t practical.

Automation transforms this reality. With a modern B2B payment system, businesses gain a centralized platform to approve invoices, schedule payments, and track activity in real time. Systems like District Bankcard Group’s Priority Payables and ACH Plus provide the tools to digitize workflows, reduce bottlenecks, and deliver a flexible electronic payment option – all while minimizing operational risk.

By embracing B2B accounts payable automation, companies can unlock early payment discounts, gain financial clarity, and support scalable growth without needing to expand the AP team. It’s not just about speed – it’s about control, visibility, and smarter financial operations.

Maximize Savings with Priority Payables

Our Priority Payables platform helps you save time and money by monetizing payments. Our supplier activation team transitions vendors from costly checks to more efficient card solutions, ACH payments, and dynamic discounting. Unlock early pay discounts, rebates, and cashback incentives. With the Priority Payables dashboard, you gain real-time visibility, transaction management, and performance tracking. Instead of spending over $30 per check, you’re now earning money.

Our Payables Options:

  • Maximize Efficiency
    Manual approvals and check runs tie up time and resources. With our B2B payment solutions, everything is centralized – from invoice entry to disbursement – streamlining operations for faster execution.
  • Unlock Working Capital
    One of our most powerful features is the ability to use your credit card for B2B invoice payments, even with vendors who typically don’t accept cards. This approach gives you more time to pay while strengthening supplier relationships.
  • Reduce Errors
    Human error is a major concern in finance. By using B2B payment automation, you reduce risks associated with duplicate payments, missing documentation, or mismatched invoice data.
  • Streamline Payment Processing
    Manage ACH, virtual card, check, and wire transactions through a single dashboard. You gain full visibility and reduce the complexity of dealing with multiple systems or bank portals.
  • Optimize Rewards and Rebates
    Turn digital payments into a growth lever. By processing payments through cards, companies can access rewards, rebates, and cashback opportunities that directly impact the bottom line.

Flexibility is key in today’s financial environment. With our system, clients can pivot quickly, adjust payment timing, and stay ahead of changing business demands.

ACH Plus Solutions: Simplify Payments, Maximize Benefits

When you work with District Bankcard Group, your business gains valuable early payment discounts, card rebates, or rewards – all while maintaining flexible payment timelines.

ACH Plus enables clients to use their credit card to cover essential expenses such as payroll, benefits, utilities, and rent or mortgage payments. To maximize efficiency, everything is managed with just a few clicks through the Priority Commerce intuitive web interface, giving you full control over your payments.

For businesses with advanced needs, our robust features are accessible via powerful APIs. Plus, our configurable technology, custom supplier enrollment, and dedicated concierge support ensure a seamless experience. Your success is our top priority.

Common Applications for B2B Payables Solutions

Our platform is built to support a wide range of B2B payments. No matter if your business manages predictable, recurring costs or fluctuating vendor invoices, DBG’s tools help simplify the process.

Here are some of the most common scenarios where our platform delivers results:

  • Vendor payments with strict net terms
    Meeting tight deadlines can be stressful – especially if your vendor has strict 15- or 30-day payment windows. Our solutions allow you to pay with your card and extend your payable timeline, giving your AP team breathing room.
  • Recurring payments
    Expenses like rent, insurance, employee benefits, and utilities often require timely and repetitive processing. Using ACH Plus, you can schedule these ahead of time and automate payments, reducing the chance of late fees or service interruptions.
  • Large disbursements or international payments
    Wires and checks for large amounts often incur fees and delays. Our B2B payment processing tools help speed up delivery, reduce costs, and maintain transparency with international or high-value vendor transactions.
  • Industries with complex vendor networks
    Construction, real estate, professional services, and wholesale distribution often juggle multiple vendors and approval layers. Our system reduces friction by offering an intuitive, centralized interface for payables.

When vendors don’t accept cards directly, Plastiq and ACH Plus convert card payments to ACH payment or check – streamlining the transaction while meeting the vendor’s needs. This level of flexibility builds trust and helps vendors get paid according to their preferences.

Discover a New Way to Pay

Quicker Payments

Manual processes can slow your payment cycles. With Priority Payables, you ensure that suppliers and vendors are paid on time, enhancing efficiency, building supplier trust, and maintaining full control over your payments.

Maximize Benefits

Negotiate better payment terms, reduce processing fees, and maximize credit card rewards. Our payables solutions help you transform everyday transactions into valuable revenue streams.

Automate Payments

Automate 100% of your payments to eliminate manual tasks, reduce processing costs, and minimize human error, leaving you with more time to focus on your business.

Pay How You Want

Pay your way – whether by credit card, ACH, or other digital methods. Our solutions let you use any credit card, even with vendors who don’t typically accept them, giving you greater flexibility and more cash flow to grow your business.

How Our Payables Process Works

Our platform is designed to offer simplicity and power. Here’s a step-by-step overview of how automated B2B payments flow through the DBG system, using secure payment gateway technology to facilitate each transaction.

  • Select Your Vendor
    Begin by choosing the vendor you’d like to pay. You can upload bills manually or integrate them from your accounting software.
  • Choose Your B2B Payment Method
    Select your preferred payment source – credit card, ACH, or other supported options. Even if your vendor doesn’t accept cards, you can still use this method to extend payment time and earn rewards.
  • Conversion Through Plastiq or ACH Plus
    We convert your payment into the vendor’s preferred delivery format without requiring them to onboard or modify their existing process.
  • Funds Delivered
    Your vendor receives the payment quickly and securely. You maintain full visibility into the transaction status through our dashboard.
  • Ongoing Management
    Track every payment, view payment history, and schedule recurring transactions with ease. Our system is designed for finance teams of all sizes and requires no technical expertise to operate.

With vendor payment automation, businesses gain the flexibility to adapt, scale, and act with speed – all while preserving cash flow and simplifying operations.

Frequently Asked Questions About B2B Payables

How does B2B payables automation work?

B2B payables automation integrates the entire AP workflow into one digital environment. Invoices are uploaded, reviewed, approved, and scheduled for payment through our platform. Businesses retain control over timing and method, while the system handles conversion, delivery, and tracking.

Instead of managing multiple tools, email chains, and paper documents, everything flows through a unified interface. The result: fewer delays, better accuracy, and faster reconciliation.

Can I use a credit card to pay vendors who don’t accept cards?

Absolutely. Our tools convert your card transaction into a format the vendor can accept, such as ACH, check, or wire. With credit card to ACH payments, you retain the benefits of card usage – like float and rewards – while making it easy for vendors to receive funds without any extra steps.

What are the benefits of automating vendor payments?

Switching to automation unlocks a variety of benefits:

  • Faster approvals and processing
  • Reduced manual entry and errors
  • Real-time tracking and better audit readiness
  • Access to B2B virtual card payments for cashback or rebates
  • Strengthened vendor trust through consistent on-time payments

By reducing friction, teams gain more time to focus on strategy rather than chasing paperwork.

Is it secure to automate B2B payments?

Security is a top priority. Our platform follows strict protocols including encryption, user access controls, and multi-layered authentication. We comply with financial industry standards such as PCI-DSS and NACHA regulations.

Every B2B transaction includes audit trails, so you can trace activity and prevent fraud. Sensitive data – like account numbers and vendor details – is stored securely, minimizing the risk of breach or misuse.

What types of expenses can be paid through the platform?

Our platform supports a wide variety of expenses, not just traditional invoices. These include:

  • Vendor invoices
  • Rent or lease payments
  • Utilities and insurance
  • Employee benefits
  • Professional services
  • High-volume supplier orders

It could be a single vendor payout or a regularly scheduled recurring payment, our system handles it all – offering a full-scale B2B payment solution adaptable to your organization’s needs.

How does the Priority Payables dashboard help my business?

Our priority payables platform provides a centralized command center for managing spend.

You can:

  • Monitor real-time payment statuses
  • Track payment history and disbursement trends
  • Export data for reconciliation or audits
  • Access visual dashboards for cash flow planning
  • View vendor preferences and delivery methods

Whether you’re a CFO needing strategic insights or an AP clerk tracking daily payments, the dashboard keeps everyone aligned and informed.

How can B2B payables automation support better vendor relationships?

For finance teams, speed and accuracy are just the beginning. One of the most overlooked benefits of B2B payables automation is how it directly strengthens vendor relationships – without increasing your workload.

When payments are late or inconsistent, vendors may tighten terms, delay fulfillment, or prioritize other clients. That tension disrupts workflows and introduces hidden costs. But with a platform that automates disbursements, tracks payment status in real time, and allows for flexible scheduling, your team can meet expectations consistently – even during high-volume periods or staff shortages.

More importantly, automation gives you the opportunity to be proactive. Want to offer early payment in exchange for a discount? You can. Need to split a payment or align it with project milestones? You can do that too. Flexibility builds trust, and trust increases negotiating power.

At scale, this translates to a stronger supply chain, better pricing terms, and a reputation as a reliable partner. In a B2B environment, that kind of operational credibility is currency.

How does payables automation help businesses scale during periods of growth or change?

As companies grow – organically or through acquisition – the volume and complexity of accounts payable can increase faster than headcount. More vendors, more invoices, more payment methods, and more approval layers can overwhelm traditional AP processes. That’s where automation becomes not just helpful, but essential.

With enterprise payables automation, businesses can scale payment operations without needing to proportionally scale their teams. Invoice ingestion, approval routing, payment scheduling, and reconciliation are all handled through rule-based workflows, so your team doesn’t need to manage every transaction manually.

Just as important, the platform adapts as your business evolves. Adding new business units, departments, or vendors? You can onboard them quickly without spinning up entirely new processes. Expanding into new geographies? The system accommodates multi-currency payments and delivery methods without requiring a complete overhaul.

In uncertain or high-growth periods, agility is everything. Automation gives you the infrastructure to grow cleanly, without exposing your finance team to unnecessary risk, burnout, or delays.

Embrace the Future of B2B Payments with DBG

Manual AP processes are holding businesses back. Lost checks, reconciliation headaches, and rigid payment timelines create avoidable stress and expense. With DBG’s B2B payable solutions, companies can eliminate those roadblocks and focus on what matters most – growth.

Our end-to-end platform simplifies B2B supplier payments by offering flexible methods, integrated workflows, and total visibility. From ACH to virtual cards, Plastiq to ACH Plus, we help businesses modernize payments without disrupting their vendors.

As industries shift toward enterprise payables automation, the organizations that invest in agility and control today will be the ones leading tomorrow. No matter if you process dozens of invoices each week or thousands every month – our tools adapt to your pace, transforming accounts payable from a cost center into a strategic advantage.

If you’re ready to see how modern B2B payment automation can help your team operate smarter and spend better, let’s talk. Discover how we can help you transform your financial operations – starting now.